Insurance & Financing

Accessible, Transparent, and Flexible Care

At Optimyze Counseling Services, we believe therapy should be approachable and accessible—without confusion around billing or surprise costs. Whether you’re using insurance or paying out of pocket, we’ll help guide you through your options with clarity and care.

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Insurance We Accept

If your insurance plan is not listed, we’re happy to provide a superbill for potential reimbursement depending on your plan’s out-of-network benefits.

A cigna logo with a tree and a person.
The logo for united healthcare is blue and white.
The aetna logo is purple with a heart in the middle.
The umr logo is black and green with a green stripe.
The logo for carelon behavioral health is purple and blue.
The word oscar is written in blue on a white background

Not Using Insurance? We’ve Got You.

We understand that not everyone has access to mental health coverage. That’s why we offer affordable private-pay options—often lower than many competitors. Our goal is to keep care accessible without compromising on quality.

If you're paying out of pocket, we’ll walk you through all pricing details and payment options before your first session.

FAQs

  • What kind of therapy do you offer?

    We provide virtual, one-on-one therapy sessions that are personalized to your needs. Whether you're working through anxiety, life transitions, relationship issues, or just want to grow as a person—we tailor our approach to meet you where you are.

  • Are all sessions virtual?

    Yes! All therapy is conducted via secure video sessions, so you can get the support you need from the comfort and privacy of your own space.

  • Who do you work with?

    We support a wide variety of clients including teens, young adults, adults, and caregivers. We welcome clients from all backgrounds and life stages, and we address a broad range of concerns—from mental health challenges to self-development and emotional wellness.

  • How do I get started?

    Click the “Request an Appointment” button anywhere on the site to fill out a quick form. A member of our team will follow up to walk you through next steps and help you match with the right therapist.

  • Can I book a session directly?

    Because we like to personalize the process, we don’t offer instant booking. Instead, a team member will reach out after you submit a request to talk through your needs and explain how our process works before scheduling your first session.

  • Which therapist will I be working with?

    Once we learn more about your needs, we’ll thoughtfully match you with the therapist whose experience and availability (including insurance coverage) are the best fit for you.

  • What insurance plans do you accept?

    We currently accept Aetna, Cigna, United Healthcare, Oxford, UMR, Oscar, Quest Behavioral Health, Carelon Behavioral Health, and Optum. If you're unsure about coverage, we’re happy to help you verify your benefits.

  • What if I don’t have insurance?

    We’ve got you covered. We offer lower self-pay rates than many practices because we believe therapy should be accessible. We’ll walk you through your options with full transparency.

  • How long are therapy sessions?

    Most sessions are 50 minutes. We may recommend a longer or shorter session depending on your goals or preferences, but we’ll always talk through that with you first.

  • How often should I attend therapy?

    It varies by client. Some people meet weekly, others biweekly. Together, we’ll figure out a rhythm that works best for your goals, schedule, and comfort level.

  • What if I don’t know what kind of help I need?

    That’s completely okay. You don’t need to have it all figured out to start therapy. Your therapist will help you explore what’s going on, identify what’s most important to you, and guide you step-by-step.



  • Do I need to live in Florida?

    Yes, at this time our therapists are licensed to work with clients who are physically located in Florida during sessions—even for virtual appointments.



Still have a question?

Let’s Talk About What Works for You
Still have questions about payment, insurance, or getting started? Reach out anytime. We’ll guide you through the next steps and make sure you feel confident in your decision to begin therapy with us.